An independent RICS Red Book valuation to repay, staircase or sell your Help to Buy equity loan — accepted by Target and Homes England, prepared by an RICS Registered Valuer.
If you bought your home with a government Help to Buy: Equity Loan, you'll need an independent valuation at three key moments.
The amount you repay is based on the current market value of your home, not what you originally paid — so an accurate, independent figure protects you from over- or under-paying.
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Target Servicing, acting for Homes England, will only accept a valuation that meets the official requirements — an estate agent's appraisal won't do.
From £200
Final price depends on the size, value and location of the property.
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Because Target and Homes England require an independent valuation by an RICS Registered Valuer working to the Red Book. An estate agent has an interest in the sale and isn't a regulated valuer, so their market appraisal won't be accepted.
Three months from the date of valuation. If your repayment or sale doesn't complete within that window, Target will usually ask for a fresh valuation, so it's best to instruct us once your timeline is clear.
A Red Book valuation by an RICS Registered Valuer, based on a physical inspection, giving the current open-market value and supported by comparable evidence. We prepare the report in exactly the format they expect.
We usually attend within a few working days of booking and return your completed report shortly after the inspection, so you can submit it to Target without delay.
Get a free quote in minutes for an independent RICS Help to Buy valuation Target will accept.
Home surveys and valuations across England, carried out by RICS and RPSA regulated partner surveyors. Clear reports, fair prices, qualified people.